A travel insurance policy is a need when travelling, regardless of whether you are on holiday with friends and family, travelling alone, or heading overseas for business. Unfortunately, the most common myth regarding travel insurance is that it is only necessary when leaving the nation. While visa requirements may be mandatory for international travel insurance, domestic travel insurance in India is equally essential.
Today, it is simple to purchase travel insurance. If something goes wrong during your vacation, your policy will cover the loss of your luggage and other financial liabilities.
Following are some inclusions in India’s domestic travel insurance:
- Cancellation or delay of trains and planes
Cancellations of flights and trains might be one of the most aggravating aspects of travel. It can disrupt your travel plans and cause you to make adjustments. In addition to being costly, rebooking a trip or train and securing lodging and meals for the extra period can be a hassle. Domestic travel insurance in India can help you cover these costs, allowing you to stay within your budget and enjoy a safe journey.
Moreover, travel health insurance covers aircraft and rail delays due to unforeseen events, such as severe weather, political turmoil, etc. If your aircraft or train is delayed by more than five hours and you need to book another ticket or spend the night in a hotel, you can submit a claim for reimbursement.
- Lost tickets
Frequently, one might wind up misplacing or losing their ticket just before boarding. This is a potential nightmare. A domestic travel insurance policy can reimburse you for missing tickets, preventing you from losing money. You must report the same on the travellers’ insurance app, which can help you maintain your travel enthusiasm until your next reservation. You can acquire domestic travel insurance online and be protected against the above-mentioned events.
- Accidental injuries
A domestic travel insurance policy covers the costs associated with treating accidental injuries. Depending on the conditions of the policy, you also receive coverage for per-day hospitalisation if you are hospitalised due to injuries sustained in an accident.
- Covers many trips
If you regularly travel for pleasure, business, or personal reasons, you can purchase an annual travel insurance policy covering your visits. Multi-trip annual domestic travel insurance policies allow you to purchase a single policy that covers all your trips during the year. This will save you time and money and keep you secure regardless of where you go or how frequently you travel. ##
- Individual Liability Advantage
Accidents can occur at any time and location, and you may cause damage or harm to a third party on your travels. A domestic travel insurance policy covers any damage or injury caused to a third party.
Should I Get Domestic Airline and Train Travel Insurance?
Yes is the basic answer. A domestic travel health insurance policy can be a lifesaver in numerous instances. These are some arguments for purchasing a travel plan:
- Comprehensive financial security
Travel insurance provides comprehensive financial security wherever you go. It can assist you in a medical emergency, an airport or train station accident, or if, unfortunately, the traveller passes away.
- Calmness of mind
You are more at peace enjoying your holiday and having the time of your life when you know you have a safety net in the event of a financial emergency.
- Saves cash
You can obtain a high level of coverage for relatively modest premiums and enjoy uninterrupted, comprehensive coverage for your trip. This is a cost-effective alternative to paying for missing flights or trains; hotel stays, and high hospital fees in the event of an accident. ##
Whether you travel domestically or internationally, you should purchase domestic or international travel insurance.
*Standard T&C Apply
## All savings are provided by the insurer as per the IRDAI-approved insurance plan. Standard T&C apply
‘Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.‘